F3 Demo
Figma design reference

Mobile Device Verification Check

If Low:

If Medium:

If High:

Enhanced Account Verification

Less More
Weight

If $0 Auth fail, CVC pass, AVS pass

If $0 Auth pass, CVC fail, AVS pass

If $0 Auth pass, CVC pass, AVS fail

If $0 Auth fail, CVC fail, AVS pass

If $0 Auth pass, CVC fail, AVS fail

If $0 Auth fail, CVC pass, AVS fail

If $0 Auth fail, CVC fail, AVS fail

Mobile Device SMS Delivery

Less More
Weight

Device-Linked Identity Verification

Less More
Weight

User ID & Sanctions Screening

Less More
Weight

User ID & Sanctions Plus IP Geo Screening

Less More
Weight

Email Reputation Analysis

Less More
Weight

Enhanced Account Verification

Less More
Weight

CHL

Less More
Weight

Enhanced Account Verification

Less More
Weight

Enhanced Account Verification

Less More
Weight

Account Behavioral Monitoring

Less More
Weight
Mobile Device Verification Check
Enhanced Account Verification
Device-Linked Identity Verification
User ID & Sanctions Screening
Email Reputation Analysis
Enhanced Account Verification
Enhanced Account Verification
Enhanced Account Verification